Heartland Distinctions are the foundation of everything we do; the competitive differences of Heartland products. When understood and positioned appropriately, they transform our product from a commodity to a solution, maximizing margin and retention. While some of these distinctions are not exclusive to Heartland, we are the only processor that offers all of these benefits to our merchants with the utmost integrity, regardless of their size.
Heartland offers Interchange Plus Pricing, American Express interchange rates similar to Mastercard and Visa, and Faster Funding!