Mike Webb

Coping with a serious accident or a critical illness such as cancer, heart disease, heart attack or stroke is not only physically and emotionally challenging; but also typically creates a significant financial burden for the affected family. Up to two-thirds of the cost associated with treating catastrophic illnesses can be out-of-pocket expenses that may not be covered by traditional health or major medical insurance. We offer a variety of supplemental insurance policies that bring relief from the financial stress of many catastrophic illnesses by paying benefits directly to you the patient, not to the doctor or hospital. Most of our policies offer the highly unique Return of Premium option, which makes it possible to receive ALL of the money that you have paid into the policy either as a claim or a return of premium. In addition, most of our policies are available at special rates so protecting yourself has never been more affordable.